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🔴 Foundation Fast-Track Tool

Snowball vs. Avalanche
Which pays off YOUR debt faster?

Enter your debts below, run the math, and see exactly which method saves you more — and when your first income stream funding window opens.

Step 1 — Enter your debts (up to 3)

Debt 1
Debt 2
Debt 3 (optional)

Step 2 — Set your extra monthly payment

This is the money you're adding on top of all minimum payments. Even $50–$100 makes a significant difference.

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Snowball Method

Payoff order
Months to debt-free
Total interest paid
First debt gone
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Avalanche Method

Payoff order
Months to debt-free
Total interest paid
First debt gone

Payoff Timeline — Month by Month

Now you know your method. What's next?

Inside Retirement REPLACED, you'll learn how to take the cash you free up month by month and turn it into your first income stream — with a community and weekly sessions to keep you accountable.

Join the Community — It's Free to Start Founding member rates available now. Rates increase every 50 members.